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Avalon Telematics Ltd

No rating
Avalon Telematics LtdTechnology · Software and IT servicesFY2020–FY2026IFRS · NZDRun 1 · 6 Sep 2026, 16:44
Rating withheld
FY2026 · Coverage 35% is below the 40% floor · risk index 0.85
Verdict: mixed
Full reportExecutive summaryData qualityQuality of Earnings and Accounting Risk Report · 12 sections · 11 tables
AI-generated analysis · figures computed, not written AI-generated analysis of the filings uploaded for this study. It is a screening analysis of accounting quality, manipulation and fraud risk: it detects the signs; it does not prove them. It is not investment, credit, audit or legal advice, and it must not be used to make a decision about a natural person. The prose is machine-written; the figures under it are not.

2. Executive Summary

Assessment for FY2026

Assessment for FY2026
ItemValue
Risk score0.85
Ratingwithheld: too little of the analysis could be computed
Score qualitylimited
Extraction coverage58.0%
Analysis coverage35.1%
Confidencelow
Reporting qualityV

Key findings

The closing year is the pivot. Revenue was flat while the operating result turned deeply negative and the accumulated deficit multiplied, and the filings give the cause: an impairment of the acquired North America business after the loss of a significant customer contract . The warning had been on the page for years. Net assets exceeded market capitalisation at every balance date since 2021, which the filings themselves name an indicator of impairment , and the prior year's audit report said the headroom might be lower than management had calculated . The reporting record is the second strand: a self-identified currency error running back to the acquisition year, with every affected prior-period line restated , and contract costs moved between operating and investing cash flows with the comparatives re-presented twice . Against that, the estimates that set the result run at the edge of the population: the allowance held against receivables sits at the peer ceiling in every computed year Allowance against receivables sits at the peer ceiling in every computed year, and the write-down itself reads as carrying value coming off rather than trading collapsing Fiscal 2026 write-down empties equity and multiplies the accumulated deficit.

Most significant observations

Most significant observations
ObservationYearDocumentPage
North America carrying value survives only on assumptions management concedes could move2026avalon-annual-report-20262
Banking facilities amended and extended against a working capital deficit2026avalon-annual-report-20264
Digit conformity is unremarkable in every year and best at the close2026—— Digit conformity is unremarkable in every year and best at the close

Verdict

The withheld rating is itself a finding. Coverage sits below the rating floor in all seven years, score quality never rises above limited, and half the analysis areas returned insufficient evidence; every reading that tests manipulation directly computed in no year, so the study's own question is untested rather than answered. What did compute reads benign: digit conformity is unremarkable, the one accrual-quality reading sits on the benign side of the population, and operating cash is positive every year. The supportable reading is an impairment following a lost customer at a leveraged small company, with the reporting record warranting further work.